$1,199,000
 $6,436 est/mo Sourced by Back At You

6n477 Il Route 31,St. Charles, IL 60174

St. Charles, IL 60174

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Description

Thoughtfully rebuilt in 2019, this riverfront retreat offers exceptional craftsmanship, thoughtful design, and remarkable privacy on 2 wooded acres along the Fox River. Originally an A-frame, this unique waterfront residence has been reimagined and expanded into a spacious, beautifully crafted home that blends distinctive architectural character with modern comfort and a warm, lodge-inspired feel. The 2019 expansion seamlessly introduced the open-concept living and kitchen areas, private primary suite with spa-inspired bath, finished lower level, and attached 1-car garage, all thoughtfully integrated with the home's original character. A detached 3-car garage with fully finished living space above adds an exceptional layer of functionality to the property. Set among towering mature trees, the home is approached by a gated circular drive, providing a rare sense of privacy along the river. Step inside to a welcoming foyer that leads into the bright, open-concept living area, where soaring cathedral ceilings, skylights, and expansive sliding glass doors fill the space with natural light and open to the riverfront deck. A floor-to-ceiling wood-burning fireplace with stone surround creates an inviting focal point for relaxing or entertaining. The custom French-style kitchen is equally impressive, featuring a sprawling granite-topped island with seating, crisp white cabinetry, porcelain tile backsplash, chef-grade appliances (2019), walk-in pantry, and eat-in area. The adjoining family room continues the home's distinctive lodge-inspired character with a custom wood-beamed ceiling and a well-appointed wet bar featuring stainless steel appliances, island seating, and custom shelving. The primary suite features an electric fireplace, a large walk-in closet with custom built-ins, and a sliding glass door overlooking the expansive yard and riverfront setting. The spa-inspired ensuite bath offers dual granite-topped vanities, heated floors, an oversized dual-head walk-in shower, and a multi-seat sauna and steam room with Vichy shower and custom tile. Direct access to the side deck and private hot tub completes this luxurious retreat. Rounding out the main level is a generously sized second bedroom with a large walk-in closet, a third bedroom, a full hall bath with glass-enclosed shower, and a convenient mudroom with access to the attached 1-car garage. The finished lower level provides additional living space with a spacious recreation room overlooking the river, an electric fireplace with a stone surround, a wine room, a full bath, a laundry room, and space to add a potential fifth bedroom. Outside, the riverfront setting truly shines, with a wrap-around porch extending to a spacious deck overlooking the Fox River and open green space, framed by towering trees for exceptional privacy. The deck provides an inviting setting for outdoor dining, summer gatherings, or relaxing in the hot tub, while the grill and riverfront fire pit make entertaining effortless. The fully fenced yard offers plenty of space to enjoy the outdoors, while the quiet river invites fishing, boating, and jet skiing right from home. The detached heated 3-car garage offers abundant space and electrical capacity for hobbies or a workshop. Above, a private entrance leads to fully finished living quarters with a full kitchen and dining area, living room with a Murphy bed, a full bath, and private deck. This versatile space is ideal for guests, a home office, gym, extended living, or potential short-term rental use. Ideally located within the highly rated St. Charles School District 303 and just minutes from downtown St. Charles, this one-of-a-kind Fox River property offers a rare combination of quality construction, thoughtful renovation, wooded privacy, versatile living spaces, and an extraordinary riverfront lifestyle.

Details

MLS #12749931
Listing TypeFor Sale
StyleHouse
Sub-TypeResale
StatusActive
Year1955
Days On Site54
Listing Provided ByColdwell Banker Realty | Debora McKay

Features

Bed(s)4
Bath(s) 4 Total
SQ Feet3,108
Garage4
BasementY
Story(s)1
Acreage2.00
Water FrontYes
Property ViewWater

Interior

Rooms Total10
CoolingCentral Air
HeatingGas, Forced Air, Sep Heating Systems - 2+, Radiant Floor
Interior FeaturesCathedral Ceiling(s), Steam Room, Sauna, Wet Bar, 1st Floor Bedroom, 1st Floor Full Bath, Built-in Features, Walk-In Closet(s), Historic/Period Mlwk, Beamed Ceilings, Open Floorplan, Granite Counters
AppliancesMicrowave, Dishwasher, Refrigerator, Bar Fridge, Washer, Dryer, Stainless Steel Appliance(s), Wine Refrigerator, Range Hood, Water Softener Owned, Gas Cooktop, Oven
Fireplaces Total3
Fireplace FeaturesWood Burning
Laundry FeaturesIn Unit
Window FeaturesSkylight(s), Double Pane Windows

Exterior

Exterior FeaturesHot Tub, Outdoor Grill, Fire Pit, Lighting
RoofAsphalt
Foundation DetailsConcrete Perimeter
Lot FeaturesWooded, Mature Trees
Construction MaterialsCedar
Patio And Porch FeaturesDeck
FencingFenced

Parking

Parking FeaturesAsphalt, Circular Driveway, Garage Door Opener, Heated Garage, Garage, Yes, Garage Owned, Attached, Detached, Owned
Garage Spaces4

Utilities

SewerSeptic Tank
ElectricCircuit Breakers, 200+ Amp Service

Location

Community FeaturesLake, Street Paved

Taxes

Tax Year2025
Tax Annual Amount15560.12

Area Information

StateIL
CountyKane
CitySt. Charles
Zip Code60174
AreaCampton Hills | St. Charles
School DistrictSt Charles North High School
Elementary SchoolWild Rose Elementary School
High SchoolSt Charles North High School
Listing VS Median (in 60174)
Price:
$1,199,000
low | high
Med:
$447,990
100% of Average
sqft:
3,108
low | high
Med:
1,827
91.216216216216% of Average
$ / sqft:
$386
low | high
Med:
$245
86.438871473354% of Average
On site:
54
low | high
Med:
47
100% of Average
Sourced by Back At You

Market Activity 60174

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Learn More About This Property

StateIL
CountyKane
CitySt. Charles
Zip Code60174
AreaCampton Hills | St. Charles
School DistrictSt Charles North High School
Elementary SchoolWild Rose Elementary School
High SchoolSt Charles North High School
Listing VS Median (in 60174)
Price:
$1,199,000
low | high
Med:
$447,990
100% of Average
sqft:
3,108
low | high
Med:
1,827
91.216216216216% of Average
$ / sqft:
$386
low | high
Med:
$245
86.438871473354% of Average
On site:
54
low | high
Med:
47
100% of Average
Sourced by Back At You
Listing Updated: October 24, 2026 at 2:36:30 AM PDT